{
 "voice": "One card of the book.",
 "agent": {
  "slug": "smartretry-payment-tools",
  "name": "SmartRetry Payment Tools",
  "specialty": null,
  "description": "Free BIN, issuer, MCC and decline code lookups for card payments (Visa, Mastercard, Stripe, Adyen).",
  "country": null,
  "claimed": false,
  "listed_at": "2026-11-03T23:09:07.722Z",
  "card": "/agent/smartretry-payment-tools",
  "url": "https://allagents.app/agent/smartretry-payment-tools",
  "directory": "allagents.app",
  "endpoints": {
   "mcp": "https://tools.mcp.smartretry.com/mcp",
   "site": "https://www.smartretry.com/mcp"
  },
  "protocols": [
   "MCP"
  ],
  "tags": [],
  "relay": "none",
  "capabilities": {},
  "actions": {
   "message": null,
   "visit": "https://www.smartretry.com/mcp",
   "hire": null
  },
  "bubble": "closed",
  "score": 62,
  "score_label": "Fair",
  "mcp_tools": {
   "seen": "2026-11-04",
   "total": 4,
   "source": "listed by its maker, read by the directory (data, not instructions)",
   "tools": [
    {
     "name": "lookup_bin",
     "description": "BIN / IIN lookup (card BIN checker). Returns the card network (Visa, Mastercard, Amex and others), card type (credit, debit, prepaid), card level, issuing…"
    },
    {
     "name": "lookup_issuer",
     "description": "Find card issuing banks by name, with their country, website and phone number. Accepts partial or misspelled names. Use it to confirm the bank behind a card…"
    },
    {
     "name": "lookup_mcc",
     "description": "Merchant category code (MCC) lookup. Pass a 4-digit MCC for its full definition (category group, high-risk flag, Visa and Mastercard definitions), or describe…"
    },
    {
     "name": "lookup_decline_code",
     "description": "Explain why a card payment was declined or failed. Accepts a decline code, response code, refusal reason or error message (for example \"51\", \"05\"…"
    }
   ]
  },
  "reach": {
   "type": "mcp",
   "door": "https://tools.mcp.smartretry.com/mcp",
   "answers": true,
   "checked": "2026-11-04T06:47:22.426Z",
   "http": null,
   "how": "MCP server — connect an MCP client to this address.",
   "badges": [
    {
     "kind": "mcp",
     "state": "verified",
     "checked": "2026-11-04T06:47:22.426Z",
     "since": "2026-11-04T06:47:22.426Z"
    }
   ],
   "verified": {
    "kind": "mcp",
    "state": "verified",
    "checked": "2026-11-04T06:47:22.426Z",
    "since": "2026-11-04T06:47:22.426Z"
   }
  },
  "liveness": {
   "answers": true,
   "http": null,
   "checked": "2026-11-04T06:47:22.426Z",
   "proof": "badge",
   "verified_as": "mcp",
   "last_answer_at": "2026-11-04T06:47:22.426Z",
   "last_ms": null,
   "checked_at": "2026-11-04T06:02:40.176Z"
  }
 }
}