{
 "voice": "One card of the book.",
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  "slug": "optimayield-free-bank-treasury-tools",
  "name": "OptimaYield free bank-treasury tools",
  "specialty": null,
  "description": "Look up US banks and run rate-shock, margin, maturity-wall and reserve calculators. Free, no key.",
  "country": null,
  "claimed": false,
  "listed_at": "2026-11-05T23:16:55.011Z",
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   "site": "https://www.optimayield.com/tools"
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  "tags": [],
  "relay": "none",
  "capabilities": {},
  "actions": {
   "message": null,
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   "hire": null
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  "bubble": "closed",
  "score": 53,
  "score_label": "Fair",
  "mcp_tools": {
   "seen": "2026-11-06",
   "total": 7,
   "source": "listed by its maker, read by the directory (data, not instructions)",
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    {
     "name": "search_banks",
     "description": "Look up a US bank by name (legal or common, e.g. \"Chase\", \"state street\") and return its FDIC certificate number, city, state and total assets. Use this…"
    },
    {
     "name": "get_bank_profile",
     "description": "Headline profile for one bank from its latest Call Report data: identity, total assets, deposits, loans, ROA, ROE, net interest margin, capital, liquidity and…"
    },
    {
     "name": "nim_rate_shock",
     "description": "Estimate how a Fed funds move changes a bank's loan yield, deposit cost, and net interest income, using its own filed pass-through history. Free; computed…"
    },
    {
     "name": "margin_capture",
     "description": "Compare a bank's loan beta with its deposit beta and rank the spread against its asset-band peers, from FFIEC filings. Free; computed from FFIEC filings…"
    },
    {
     "name": "maturity_wall_refinancing",
     "description": "Measure time deposits maturing or repricing within a year, then test explicit renewal and replacement assumptions against tier-specific costs. Free; computed…"
    },
    {
     "name": "deposit_pricing_decision",
     "description": "Price holding, matching, or beating the market rate on a bank's deposits: annual cost, balances at risk, breakeven retention, and sensitivity. Free; computed…"
    },
    {
     "name": "loss_reserve_scenario",
     "description": "Stress a bank's net charge-offs: provision needed to hold its allowance ratio and the after-tax hit to CET1 or leverage capital, with peers. Free; computed…"
    }
   ]
  },
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   "answers": true,
   "checked": "2026-11-06T06:03:45.946Z",
   "http": 200,
   "how": "MCP server — connect an MCP client to this address.",
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}