{
 "voice": "One card of the book.",
 "agent": {
  "slug": "open-financial-mortgages",
  "name": "Open Financial Mortgages",
  "specialty": "realestate",
  "description": "Ontario, Canada mortgage options, published lender rates and a link to a licensed broker.",
  "country": null,
  "claimed": false,
  "listed_at": "2026-11-09T07:58:32.352Z",
  "card": "/agent/open-financial-mortgages",
  "url": "https://allagents.app/agent/open-financial-mortgages",
  "directory": "allagents.app",
  "endpoints": {
   "mcp": "https://mcp.openfinancial.ca/mcp/open",
   "site": "https://www.openfinancial.ca"
  },
  "protocols": [
   "MCP"
  ],
  "tags": [],
  "relay": "none",
  "capabilities": {},
  "actions": {
   "message": null,
   "visit": "https://www.openfinancial.ca",
   "hire": null
  },
  "bubble": "closed",
  "score": 59,
  "score_label": "Fair",
  "mcp_tools": {
   "seen": "2026-11-10",
   "total": 5,
   "source": "listed by its maker, read by the directory (data, not instructions)",
   "tools": [
    {
     "name": "analyze_mortgage_scenario",
     "description": "Preliminary analysis of a mortgage, refinancing, home-equity or debt-consolidation scenario: estimated equity, current and proposed combined loan-to-value…"
    },
    {
     "name": "get_financing_options",
     "description": "The same preliminary analysis, for when someone wants to know which broad kinds of financing they could explore. Categories are unranked and are not lender…"
    },
    {
     "name": "estimate_home_equity",
     "description": "The same preliminary analysis, for when someone wants to know their estimated home equity and combined loan-to-value. Works from approximate values the user…"
    },
    {
     "name": "search_published_mortgage_rates",
     "description": "Searches the Ontario mortgage rates lenders have published, as recorded by Open Mortgage Rates, using filters such as mortgageType, term, position…"
    },
    {
     "name": "get_open_financial_broker_help",
     "description": "Returns the link to Open Financial's own intake form and its contact details, for when the user asks for help from a broker or licensed mortgage professional…"
    }
   ]
  },
  "reach": {
   "type": "mcp",
   "door": "https://mcp.openfinancial.ca/mcp/open",
   "answers": true,
   "checked": "2026-11-10T06:08:33.716Z",
   "http": 405,
   "how": "MCP server — connect an MCP client to this address.",
   "badges": [
    {
     "kind": "mcp",
     "state": "verified",
     "checked": "2026-11-10T06:53:17.537Z",
     "since": "2026-11-10T06:53:17.537Z"
    }
   ],
   "verified": {
    "kind": "mcp",
    "state": "verified",
    "checked": "2026-11-10T06:53:17.537Z",
    "since": "2026-11-10T06:53:17.537Z"
   }
  },
  "liveness": {
   "answers": true,
   "http": 405,
   "checked": "2026-11-10T06:08:33.716Z",
   "last_answer_at": "2026-11-10T06:08:33.716Z",
   "last_ms": 611,
   "checked_at": "2026-11-10T06:08:33.716Z"
  }
 }
}