{
 "voice": "One card of the book.",
 "agent": {
  "slug": "monitorbankrates",
  "name": "MonitorBankRates",
  "specialty": "realestate",
  "description": "Live US bank and credit union rates, mortgage lenders, and housing and insurance indexes.",
  "country": null,
  "claimed": false,
  "listed_at": "2026-10-31T23:07:32.657Z",
  "card": "/agent/monitorbankrates",
  "url": "https://allagents.app/agent/monitorbankrates",
  "directory": "allagents.app",
  "endpoints": {
   "mcp": "https://mcp.monitorbankrates.com/mcp",
   "site": "https://www.monitorbankrates.com/connector"
  },
  "protocols": [
   "MCP"
  ],
  "tags": [],
  "relay": "none",
  "capabilities": {},
  "actions": {
   "message": null,
   "visit": "https://www.monitorbankrates.com/connector",
   "hire": null
  },
  "bubble": "closed",
  "score": 45,
  "score_label": "Getting started",
  "mcp_tools": {
   "seen": "2026-11-01",
   "total": 8,
   "source": "listed by its maker, read by the directory (data, not instructions)",
   "tools": [
    {
     "name": "get_best_rates",
     "description": "Top live rates from MonitorBankRates.com for one product (CDs by term, savings, money market, checking, mortgages, refinance, home equity, auto loans…"
    },
    {
     "name": "get_average_rates",
     "description": "MonitorBankRates national or state average rates (APY for deposits, APR for loans) computed daily from every published rate across 8,000+ banks and credit…"
    },
    {
     "name": "search_institutions",
     "description": "Search MonitorBankRates' directory of 8,000+ U.S. banks and credit unions by name. Returns matches with type, home state, MBR health grade, how many rates are…"
    },
    {
     "name": "get_institution",
     "description": "All current deposit and loan rates MonitorBankRates tracks for one bank or credit union, plus its MBR health letter grade, star rating, Texas ratio, branch…"
    },
    {
     "name": "get_mortgage_lenders",
     "description": "Mortgage lenders and brokers in a U.S. state or city, ranked by home loans closed in the latest federal HMDA (Home Mortgage Disclosure Act) data, from the…"
    },
    {
     "name": "calculate_loan",
     "description": "Payment estimates at today's MonitorBankRates average rate for the state (or national), or a rate you pass. calculator = mortgage (monthly principal and…"
    },
    {
     "name": "get_index",
     "description": "MonitorBankRates proprietary indexes. \"hai\" = MBR Housing Affordability Index (daily; 100 = median household exactly affords the median home at today's…"
    },
    {
     "name": "list_rate_keys",
     "description": "Lists every rate key accepted by get_best_rates and get_average_rates with its label, product group, and whether it is measured as APY (deposits) or APR…"
    }
   ]
  },
  "reach": {
   "type": "mcp",
   "door": "https://mcp.monitorbankrates.com/mcp",
   "answers": true,
   "checked": "2026-11-01T05:58:31.544Z",
   "http": 405,
   "how": "MCP server — connect an MCP client to this address.",
   "badges": [
    {
     "kind": "mcp",
     "state": "verified",
     "checked": "2026-11-01T06:41:28.496Z",
     "since": "2026-11-01T06:41:28.496Z"
    }
   ],
   "verified": {
    "kind": "mcp",
    "state": "verified",
    "checked": "2026-11-01T06:41:28.496Z",
    "since": "2026-11-01T06:41:28.496Z"
   }
  },
  "liveness": {
   "answers": true,
   "http": 405,
   "checked": "2026-11-01T05:58:31.544Z",
   "last_answer_at": "2026-11-01T05:58:31.544Z",
   "last_ms": 154,
   "checked_at": "2026-11-01T05:58:31.544Z"
  }
 }
}