{
 "voice": "One card of the book.",
 "agent": {
  "slug": "income-checker",
  "name": "Income Checker",
  "specialty": null,
  "description": "Income and rent calculators, pay stub math checks, and bank-based income analysis tools.",
  "country": null,
  "claimed": false,
  "listed_at": "2026-11-07T23:11:37.864Z",
  "card": "/agent/income-checker",
  "url": "https://allagents.app/agent/income-checker",
  "directory": "allagents.app",
  "endpoints": {
   "mcp": "https://incomechecker.com/mcp",
   "site": "https://incomechecker.com"
  },
  "protocols": [
   "MCP"
  ],
  "tags": [],
  "relay": "none",
  "capabilities": {},
  "actions": {
   "message": null,
   "visit": "https://incomechecker.com",
   "hire": null
  },
  "bubble": "closed",
  "score": 64,
  "score_label": "Fair",
  "mcp_tools": {
   "seen": "2026-11-08",
   "total": 13,
   "source": "listed by its maker, read by the directory (data, not instructions)",
   "tools": [
    {
     "name": "how_to_verify_income",
     "description": "Explains how to check or verify a person’s income (a tenant, applicant, borrower, guarantor, investor, or yourself), including bank-based income analysis, pay…"
    },
    {
     "name": "start_income_verification",
     "description": "Returns the link and steps to request a bank-based income report from Income Checker for a tenant, applicant, borrower, or yourself. Use when the user wants…"
    },
    {
     "name": "monthly_income_from_pay",
     "description": "Converts a pay amount (hourly, weekly, every two weeks, twice a month, monthly, or annual) into gross monthly, annual, biweekly, weekly, and hourly income."
    },
    {
     "name": "rent_to_income",
     "description": "Income needed for a given rent (2.5x, 3x, 3.5x rules), the max rent for a given income at 3x, or the rent-to-income ratio when both are given. Pass monthly…"
    },
    {
     "name": "rent_affordability",
     "description": "Affordable rent from gross monthly income using the 30% rule, the 3x-rent rule, a 25-30% comfortable range capped at 36% total debt, and 50/30/20."
    },
    {
     "name": "debt_to_income",
     "description": "Front-end (housing) and back-end debt-to-income ratios with common lender bands."
    },
    {
     "name": "prorated_rent",
     "description": "Rent owed for a partial first month, from the move-in date through the end of that month."
    },
    {
     "name": "check_pay_stub_math",
     "description": "Checks the figures on a pay stub for internal inconsistencies: gross minus deductions vs net, hours × rate, Social Security and Medicare rates, pay period…"
    },
    {
     "name": "get_account",
     "description": "Shows the signed-in user’s email and how many verification credits they have left."
    },
    {
     "name": "buy_credits",
     "description": "Creates a secure Stripe checkout link for a pack of non-expiring verification credits. Packs: 1 for $10.00, 5 for $30.00, 10 for $50.00. Give the user the…"
    },
    {
     "name": "send_verification_request",
     "description": "Uses one credit to create a bank-based income check and emails the applicant a secure link to connect their bank through Plaid. Confirm the applicant’s name…"
    },
    {
     "name": "list_verifications",
     "description": "Lists the signed-in user’s income verification requests, newest first, with status and report links."
    },
    {
     "name": "get_report",
     "description": "Returns the income analysis for a completed verification: estimated monthly income, income sources, other deposits, and account balances. Present figures as…"
    }
   ]
  },
  "reach": {
   "type": "mcp",
   "door": "https://incomechecker.com/mcp",
   "answers": true,
   "checked": "2026-11-08T06:05:27.826Z",
   "http": 405,
   "how": "MCP server — connect an MCP client to this address.",
   "badges": [
    {
     "kind": "mcp",
     "state": "verified",
     "checked": "2026-11-08T06:47:44.698Z",
     "since": "2026-11-08T06:47:44.698Z"
    }
   ],
   "verified": {
    "kind": "mcp",
    "state": "verified",
    "checked": "2026-11-08T06:47:44.698Z",
    "since": "2026-11-08T06:47:44.698Z"
   }
  },
  "liveness": {
   "answers": true,
   "http": 405,
   "checked": "2026-11-08T06:05:27.826Z",
   "last_answer_at": "2026-11-08T06:05:27.826Z",
   "last_ms": 295,
   "checked_at": "2026-11-08T06:05:27.826Z"
  }
 }
}