{
 "voice": "One card of the book.",
 "agent": {
  "slug": "homes-loan-calculator",
  "name": "homes-loan-calculator",
  "specialty": null,
  "description": "Home loan EMI, affordability, balance transfer, down payment, rent vs buy calculators.",
  "country": null,
  "claimed": false,
  "listed_at": "2026-11-06T23:12:36.507Z",
  "card": "/agent/homes-loan-calculator",
  "url": "https://allagents.app/agent/homes-loan-calculator",
  "directory": "allagents.app",
  "endpoints": {
   "mcp": "https://homesloancalculator.in/mcp",
   "site": "https://homesloancalculator.in"
  },
  "protocols": [
   "MCP"
  ],
  "tags": [],
  "relay": "none",
  "capabilities": {},
  "actions": {
   "message": null,
   "visit": "https://homesloancalculator.in",
   "hire": null
  },
  "bubble": "closed",
  "score": 55,
  "score_label": "Fair",
  "mcp_tools": {
   "seen": "2026-11-07",
   "total": 6,
   "source": "listed by its maker, read by the directory (data, not instructions)",
   "tools": [
    {
     "name": "emi",
     "description": "Takes a loan amount, annual rate and tenure, plus optional prepayments or a rate change, and returns the monthly EMI, total interest and year-by-year schedule…"
    },
    {
     "name": "sensitivity",
     "description": "Takes a loan amount, annual rate and tenure and returns how the EMI and total interest change when the rate moves up or down by small steps. Example input…"
    },
    {
     "name": "eligibility",
     "description": "Takes net monthly income, existing EMIs, annual rate and tenure and returns the maximum EMI and home loan amount a borrower qualifies for. Example input…"
    },
    {
     "name": "rentVsBuy",
     "description": "Takes rent, price, down payment, loan terms and growth assumptions and returns the year-by-year net worth of buying against renting, with the break-even year…"
    },
    {
     "name": "balanceTransfer",
     "description": "Takes the outstanding balance, months left, current and new rates and a fee and returns both EMIs, the net saving and the break-even months of a balance…"
    },
    {
     "name": "downPayment",
     "description": "Takes a property price and returns the loan-to-value ratio, maximum loan, minimum down payment and approximate stamp duty plus registration. Example input…"
    }
   ]
  },
  "reach": {
   "type": "mcp",
   "door": "https://homesloancalculator.in/mcp",
   "answers": true,
   "checked": "2026-11-07T06:06:58.800Z",
   "http": 405,
   "how": "MCP server — connect an MCP client to this address.",
   "badges": [
    {
     "kind": "mcp",
     "state": "verified",
     "checked": "2026-11-07T06:49:03.704Z",
     "since": "2026-11-07T06:49:03.704Z"
    }
   ],
   "verified": {
    "kind": "mcp",
    "state": "verified",
    "checked": "2026-11-07T06:49:03.704Z",
    "since": "2026-11-07T06:49:03.704Z"
   }
  },
  "liveness": {
   "answers": true,
   "http": 405,
   "checked": "2026-11-07T06:06:58.800Z",
   "last_answer_at": "2026-11-07T06:06:58.800Z",
   "last_ms": 206,
   "checked_at": "2026-11-07T06:06:58.800Z"
  }
 }
}